Hey there friends,

It’s officially one week since 2015 began and, so far it’s been a fantastic year ;D I’ve had two whole days off with the chef. He usually only has one day off and he surprised me Sunday night by telling me he had Monday off too! I also had an interview with Equinox. They are super speedy over there! I sent my resume Tuesday, they responded Wednesday and I had an interview Friday! There are a few more hoops to jump through before I officially become a trainer so fingers crossed!

And on Monday I had a lovely Starbucks date with one of my very close friends, Nicole.

starbucks coffeeStarbucks, you so faaancy!

One of my commitments this year is to spend more time with my friends, We all live a bit away from each other and we’re all so busy. Time flies and suddenly it’s been months since I’ve seen any of them :/

So on our date, Nicole and I got to talking for a very long time about money. It’s a subject I am very passionate about, but I never realized I have so much to say about it.

Financial health is just as important as physical health. If you don’t have a plan or just flat out avoid it, you are never going to build financial strength. It’s like working out. You aren’t going to wake up one day and suddenly be able to do ten push-ups. You have to work up to it and you have to do the daily work to get there. You are not going to wake up one day with no debt and have the funds to buy a house or whatever else is on your dream list.

I spend a lot of time researching, reading and learning about finances for my own personal benefit. I think it’s fun :) (This is where you judge me as crazy.) That’s okay, because my research is going to benefit you. I don’t know everything about money and I won’t pretend to. What I have learned however, I will share with you here. Heck, I’ll even share my mistakes in the hopes that I can help you avoid them.

One of the first and absolute best things I did was to put everything having to do with my finances in one place. I was tired of jumping from my student loan website to my credit card website to my checking account website. I asked myself, “Is there a place I can go to see all of this information in one place?” Turns out, there is!

Mint.com is a free and secure website where you can manage all of your finances from one place. (Just to be clear, this isn’t an endorsement. I just really love this service!)

Once you add your accounts to Mint, you can see it all on the Overview page. I use it for my checking, savings, investments, student loans and credit cards. You can set budgets and personal goals. You can even track your income and your spending and see exactly where your money is going each month/year/or day if you want to.

Mint Overview

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Mint will alert you to upcoming bills and even suspicious activity. I had some fraudulent charges on my debit card about 6 months ago that I caught in less than 2 hours thanks to Mint.

They have even added a new feature so you can learn your credit score for free!

I feel much more in control of my money thanks to this site. I have personal goals I am saving for and I am paying off my student loan faster than I ever would have. Mint shows you how much you lose to interest the longer you take to pay loans off. That really lit a fire under my butt!

I can’t say enough good things about Mint.com. It’s so simple to use, it’s given me a crystal clear view of all of my finances and a solid game plan for saving for my future.

Finances, savings and debt may not sound like the sexiest subjects, but strong finances are just as sexy as a strong body. When you can confidently say that you are in good financial shape you really do walk around a little bit taller.

So get that sexy butt over to Mint.com, check it out and see if it’s for you.

 

Any personal goals you are committing to in 2015?

Any other tools you use to manage your finances that work great for you?

Let me know in the comments below!

Have a great rest of your week!

Sam

 

 

 

 

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